A loan officer who reads the fine print — with help from good tools.

Benjamin Vigil

Loan Officer, NMLS #1870917

I've built my practice around one idea: borrowers make better decisions when they can actually see their options clearly. That's where AI-assisted tools come in — I use them to model rate and term scenarios, screen documents for gaps, and keep files moving, so our conversations focus on your decisions instead of paperwork logistics.

I'm AI Certified through Coursiv, which means the tools I use aren't a novelty add-on — they're part of a deliberate process I keep refining. But the license on the wall is mine, and so is every recommendation I give you. AI supports the work; it doesn't do the work.

I'm licensed to originate loans in California and Arizona, working alongside Cramer Consulting Group and Arizona Wholesale Mortgage, Inc.