Step 1 of 6
Let's start with you.
Just your name and email so Benjamin can send your results and follow up if you'd like. A phone number gets you a faster response, but it's optional.
Enter your name and a valid email to continue.
Sending your info to Benjamin...
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By continuing, you agree Benjamin may contact you about your results by email, phone, or text. This tool is educational only and is not a loan application or a commitment to lend.
Step 3 of 6
Tell me about the property.
A couple quick details about where and what.
Property type
Pick a property type to continue.
How will it be used?
Pick one to continue.
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Step 4 of 6
What's the price range?
A rough range is fine — this just helps narrow down which programs apply.
Pick a range to continue.
Down payment you're planning
Pick one to continue.
How would you like to access it?
Cash-out refinance
Replace your current mortgage with a larger one and take the difference in cash
HELOC
A revolving line of credit, usually 2nd lien position — draw what you need, pay interest only on that
Fixed-rate 2nd mortgage
A lump sum in 2nd lien position with a fixed rate and payment
Home Equity Investment
No monthly payment, no interest, flexible qualifying — settled later when you sell or refinance
Not sure — show me all the options
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Step 5 of 6
A little about your background.
This helps surface programs you might not know you qualify for.
Estimated credit range
Pick a range to continue.
Any of these apply to you?
Veteran or active-duty service member
Property is in a rural area
Self-employed / non-W2 income
None of these apply? Skip ahead — this section is optional.
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Step 6 of 6
Timeline and priorities.
Last section — this helps Benjamin tailor what he sends over.
Your timeline
6+ months / just exploring
Pick a timeline to continue.
What matters most to you? (pick up to two)
Minimizing my down payment
Anything else Benjamin should know?
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See My Results
Scoring your scenario and sending your full details to Benjamin...
Your LendIQ Results
Here's what looks realistic for you.
These are educational estimates based on what you told LendIQ — not a pre-approval or a commitment to lend. Benjamin will follow up personally to confirm what actually fits once he's reviewed your answers.
LendIQ is an educational scoring tool built by a licensed NMLS loan officer to help you understand the landscape of loan programs. It does not verify income, assets, or credit, and it is not an application, pre-qualification, or offer of credit. Final eligibility is determined through a full application and underwriting review.
